Home / Financing
Big repairs, said as monthly numbers
Soft-pull applications that do not ding your credit, approval in minutes, and every install quote shown as a total and a monthly payment side by side.
How it works
Three steps, at your kitchen table
See both numbers
Every install proposal shows the cash total and the monthly payment for each option. No option is hidden behind "ask about financing."
Soft-pull application
Checking your options runs as a soft inquiry through our lending partner, Meridian Home Credit (fictional lender), so shopping does not cost you credit score points.
Approve and schedule
Most decisions land in minutes on the advisor's tablet. Approve, sign, and the install day goes on the board before we leave.
Example terms
What plans look like
| Plan | Example |
|---|---|
| 0% for 12 monthsSame as cash, on approved credit | $8,200 = $683/mo |
| 6.99% for 60 monthsThe workhorse term for full systems | $8,200 = $162/mo |
| 9.99% for 120 monthsLowest monthly, for big combined projects | $14,000 = $185/mo |
Does applying hurt my credit?
Pre-qualification is a soft pull and does not affect your score. A hard inquiry happens only if you accept an approved offer and open the account (illustrative of how a live program would work).
Can I pay it off early?
Yes, with no prepayment penalty on any plan we offer. On promotional 0% terms, paying inside the window is exactly what we recommend out loud.
What qualifies?
Installs and repairs from about $1,000 up: systems, water heaters, repipes, sewer work. Approvals span a wide credit range, and a co-applicant is allowed.
Get the number before the stress.
A comfort advisor can pre-price most replacements from photos and a short call.